Debt Consolidator » debt consolidator

Debt Consolidation & Management : What Is a Consolidation Loan?

admin — Thu, 01 Apr 2010 09:28:22 +0000

A consolidation loan can be used by a person to help make payments on their home, but failure to do so can result in that person losing their home. Discover how people use consolidation loans to pay off credit card debt with help from the owner of a debt negotiation company in this free video on debt and money management.

Expert: Peter Repak
Contact: www.ClearFinancialCompany.com
Bio: Peter Repak has been in the debt settlement business for over half a decade. He and his wife founded the Clear Financial Company.
Filmmaker: Christopher Rokosz

Duration : 0:2:5

Technorati Tags: advice, budgets, card, cards, consolidation, credit, debt, finance, financial, Help, history, management, money, personal, ratings

Debt Consolidation Loan For People With Bad Credit

admin — Fri, 26 Mar 2010 09:21:26 +0000

http://hubpages.com/hub/debt-consolidation-loan-bad-credit – When you think that there is no way out you will discover a solution to your problem right here.

Duration : 0:1:37

Technorati Tags: bad credit debt loan, bad debt consolidation, consolidate debt, consumer debt counselor, debt agencies, debt counseling, debt management, Debt Settlement, debt solution

Debt Relief & Management Tips : How to File Bankruptcy

admin — Wed, 17 Mar 2010 08:56:18 +0000

Before filing for bankruptcy, try seeking credit counseling. Learn about the repercussions of bankruptcy with tips from a consumer credit counselor in this free video on personal finance management.

Expert: Maria Enomoto
Contact: www.gotdebt.org
Bio: Maria Enomoto works as a credit counselor for Consumer Credit Counseling services in San Jose, California.
Filmmaker: Bing Hu

Duration : 0:3:34

Technorati Tags: aid, bankruptcy, business, card, credit, debt, finances, government, grants, loans, money, scholarships

Credit & Debt Consolidation : How Long to Get Out of Debt?

admin — Thu, 11 Mar 2010 13:42:22 +0000

The length of time it takes to get out of debt related to how much additional debt is obtained while paying off original debt. Learn how long it takes to get out of debt from a registered financial consultant (RFC) in this free personal finance video.

Expert: Patrick Munro
Contact: www.northstarnavigator.com
Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.
Filmmaker: Reel Media LLC

Duration : 0:1:9

Technorati Tags: agencies, card, cards, consolidation, credit, debt, eliminating, HELOC, mortgages, ratings, reducing, reporting, scores

Debt & Debt Consolidation : About Debt Settlement

admin — Thu, 18 Feb 2010 15:23:20 +0000

Debt settlement can be a tricky game, as it can save the borrower money while simultaneously creating tax disadvantages with the IRS. Understand how debt settlement works with advice from a licensed financial planner in this free video on personal finance.

Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the insurance and financial fields for over 30 years.
Filmmaker: Christopher Rokosz

Duration : 0:2:7

Technorati Tags: advice, consolidation, credit, debt, finance, money, personal, relief, reports

Difference between Debt Consolidation, Debt Settlement, Debt Management QuickCapture Video

admin — Mon, 15 Feb 2010 13:46:16 +0000

I’m explaining the difference between debt settlement, debt consolidation, debt management. For more info contact me at 973-441-5287

Duration : 0:7:47

Technorati Tags: cards, consolidation, credit, debt, guillermo cervano, managment, quickcapture video, settlement

Who do I need to talk to about paying off debt that’s on my credit report?

admin — Thu, 11 Feb 2010 06:29:31 +0000

I have a lot of collections and old debt on my credit report and I have know I idea who or where to start paying. I need someone who can take my credit report and comb through it giving me a plan of action to tackle all of this debt. I know there are debt counselors and consolidators, but do they handle collection accounts that are years old? I really need help ASAP.

I’m assuming ou have a current copy of your credit report. It should give you addresses and usually phone numbers for these places. Assuming they are legitimate debts, contact them and offer a reasonable payment if they will promise to issue a deletion letter. Make them promise "If you pay $X, we will issue a deletion letter" in writing before you pay. Once you have a letter stating that if you pay $X, they will issue a deletion letter, then pay them the $X. Send them a copy of their promisory letter with your payment. Keep after them until they send you the letter of deletion (Must be on their letterhead, must have contact information for who in their company to contact with questions, must mention the account number, and must say, "Please delete this account:"). Once you have the deletion letter, forward copies to the three credit bureaus (TransUnion, Experian, and Equifax).

If you pay them off without following this procedure, it can cause your credit score to drop as much as 100 points per account. The reason is that it’s a derogatory account. You just pay it off, it gets marked current – and so now it has the effects of a brand new derogatory account, instead of the effects of something that happened years ago.

Now sometimes the same account has been sold through three or four collection agencies in addition to the original provider. That gets tricky.

I realized my credit score is really poor . I want to consolidate all my debt.?

admin — Tue, 09 Feb 2010 17:00:45 +0000

Can anyone recommend a reliable debt consolidator? Most of my debt is student loans and I’ve already been actively trying to pay it off. I don’t want to pay consolidation comapnies a ton of money in hopes to pay the creditors off. I’m really looking for someone to use by recommendation. Has anyone had a good expereince with this type of business? Help! I need someone soon.

?redit repair work?d fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service – creditreport.imess.net

Debt Management : Non-Profit Debt Consolidation Companies

admin — Sat, 06 Feb 2010 08:06:16 +0000

A non-profit debt consolidation company will assist people who need help at a low payment. Get financial counseling from a non-profit debt consolidation company with help from a business analyst in this free video on financial planning and debt management.

Expert: Terry Kuykendall
Bio: Terry Kuykendall is currently a budget analyst for the military in Washington. She is an accountant who has worked at firms helping people deal with personal and business debt.
Filmmaker: stephen kuykendall

Duration : 0:0:49

Technorati Tags: advice, budgets, card, cards, consolidation, credit, debit, debt, finance, financial, Help, management, money, personal, planning, relief

My debt is killing me and i leave for the airforce in a month?

admin — Thu, 04 Feb 2010 07:24:25 +0000

i’ve got a lot of debt, most which is all sorts of hospital bills. i wanted to do this debt consolidators thing but im still waiting to leave for the airforce april 29th…..i’ve already passed my credit check and everything….am i ok to do debt cons. while im in the delayed entry program or will it screw with things on getting me in the af…thanks

I don’t think that it will screw up your entry…but careful! The military is notorious for making sure that you pay your bills. The last thing that you want is a letter of indebtness from a creditor. If you get too many of those, it is not unusual for your command to place you on restriction (basically you can’t go anywhere) while they garnish your paycheck to pay the bills. I hope this helps.